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Health Care Reform

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With 2012 being an election year, everyone has their eye on the month of November. Here in Denver, the city is preparing for the Presidential debate, which will be held in our own backyard on October 3rd at the University of Denver. As always with an election year, there has been a lot of campaigning and political activity recently. Late last month, the Supreme Court made a decision on one of the bigger political issues: to uphold the health care act. Just last week, the House voted to repeal it. The bill will now go on to the Senate where it is expected to be shelved.

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Expensive changes to health plans from new laws such as mental health parity and health reform are forcing employers to look for savings across every department in their organization.

Often, an enterprise will look to making changes in their benefit plans to save money – and disability plans offer a lot of opportunities for savings. But, choosing the correct plan elements to adjust poses a challenge for most organizations. How can they determine which plan changes would save the most money?